Services

Reliable Payment Processing Setup for Your Business

At Billion Financial LLC, we specialize in setting businesses up to take credit cards, ensuring seamless payment processing to enhance your operations. Our focus on local and regional businesses ensures you receive professional solutions tailored to your needs.

Payment Processing Services

Credit, Debit & ACH Acceptance

Grow your business with flexible payment options. We enable secure acceptance of all major credit cards, debit cards, and ACH transactions—helping you reduce fees and boost revenue.

Virtual Payment Processing

Offer your customers seamless online payment experiences. Our virtual terminals support recurring billing, fraud prevention, and remote checkout capabilities—ideal for e-commerce, service providers, and mobile teams.

Shopping Cart & Gateway Integrations

Fast, secure integrations with popular e-commerce platforms and CRMs ensure you can get paid quickly—without worrying about compatibility or downtime. We support:

Paytrace – Fast Deposits, Often Same-Day
Authorize.net – Recurring Billing & Fraud Control
Quickbooks – Payment Integration for Simplified Bookkeeping
Clover – Pos + E-commerce Sync
Retail & Online Gateways – Customizable for Any Business Type

POS Equipment & Integration

Upgrade your payment experience with smart, scalable point-of-sale solutions designed for modern business environments.

1. Clover POS Systems

Clover Flex – Handheld, All-in-One Mobile Pos
Clover Mini – Compact, Full-Feature Countertop Pos
Clover Station Duo – Dual-Screen Powerhouse for Fast-Paced Businesses

2. Exatouch POS

All-in-one system built for restaurants, retail, and service providers, including full hardware packages, advanced inventory tools, and 24/7 U.S.-based support.

Pricing Programs

We offer flexible pricing structures that match your business model and transaction volume—no hidden fees, no surprises.

Interchange Plus
(Cost-Plus Pricing)
Transparent and widely used—pay actual interchange fees plus a fixed markup.
Best for: Medium-to-large businesses, SaaS platforms
Flat Rate
One rate, all cards, every time.
Simple and predictable, perfect for startups and small businesses.
Benefits: Easy setup, no complexity
Cash Discount Program
Encourage cash payments and reduce card processing costs by offering discounts for cash and adjusting card pricing accordingly.
Surcharge Program
Legally and transparently pass credit card processing fees to customers 3% so should be (1.5–3%). Debit card fees remain exempt per regulations.