About Us

About Scott Billion

Scott Billion has spent the last 28 years in the merchant services industry, helping build a well-known national payment processing company from the ground up. A San Diego local since 1975, Scott is well-versed in every corner of the business—from sales and retention to operations and training.

Scott isn’t a salesperson—he’s an industry expert who uses his knowledge to advocate for merchants. His consultative approach is built on transparency and education, helping business owners understand their current setup, identify where they’re overpaying, and implement smarter solutions.

Through Billion Financial, he brings his hard-earned experience and no-nonsense approach to helping merchants navigate the industry, cut through the noise, and keep more of what they earn. His focus is—and always has been—merchant advocacy.

Credit card payment at a card reader.

Empowering Businesses With Credit Card Solutions

You built your business through hard work and smart decisions—your payment processing should reflect that. We partner with you to streamline costs, optimize growth, and simplify your payment operations.

Business Growth Made Simple

From selecting the right point-of-sale system to choosing a payment program that truly fits your needs, we help you save money while supporting your business expansion.

Credit card payment at a terminal.
Paying with card at a cafe table.

Partner With Us for Seamless Transactions

  • Straight Talk. Smart Solutions. Reliable Service.
  • Full transparency with no hidden fees or surprises.
  • Customized plans built around your unique business.
  • Education before execution — you’re never left in the dark.
  • Cutting-edge technology paired with hands-on support.
  • One dedicated point of contact—real accountability.

Unleash Business Potential

Explore our range of services and resources designed to empower your business with seamless transactions. Discover how we can enhance your operations today.